GET A PERSONAL LOAN
Debt consolidation loans are typically just personal loans used to consolidate multiple debts into one easy to make payment. These are great when you have a whole bunch of payments to make to various creditors. It gets them off your back and allows you to work with just one lender. Just make sure you use it to pay off your debts as the lender isn’t going to look over your shoulder and make you prove you used the loan for that purpose.